Personal Finance

Fun Money 2024

The goal of savings in 2024 income is NT$500,000, the actual savings is NT$553,741; saving rate is 42.7% of my personal income. That leaves excess of NT$53,741 for this year’s fun money. 1. For someone important: I bought an iPhone 14 (NT$22,300) for my wife since her phone’s breaking down 2. For myself: I spent […]

Expense, September 2023: iPad again and TV

Top nonrecurring expenses in September Lessons Learned – I was wrong about TV, I thought it would throw away the few family time, but it gave us more things to talk about. Plus, it gave me a bit more time for myself. – My second try on iPad went well so far. Don’t treat it

Why do I see money the way I do?

After reading the first chapter of Psychology of Money, I flash backed on the event of my life that shaped the way I see money today. Questions and attempted answers I had with myself. Why do I keep track of my expense and income?I started to receive allowance since the second grade, but my mom

New Router: Should have replaced it sooner

I replaced my old ASUS RT-N12 with a new ASUS RT-AX3000 last week and it 10x my bandwidth! The previous router was purchased in 2017. It was a time when I was still single, no kid, and still renting a one-room apartment. All I needed at the time was something functional to keep my laptop

Benefit of saving allowance as an adult

Over the past 2 years, it’s becoming a family habit to use these old red envelopes to save up money for things we’re indecisive. Through the process, I realize there are some benefits. Time, at least a month, to think and discuss if this item will bring quality time for us. These discussions circling around

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