Kelly Huang

Author: kelly huang

  • Wispr Flow (or other AI voice-to-text apps)

    I discovered this from Tiago Forte’s YouTube video. The benefits are immediate.

    1. Speak to LLM is easier.
    2. It’s faster to speak than to type.
    3. Less friction to start compared to typing 500 characters.

    The opposite takes a few weeks to realize.

    1. So easy that I persuade myself to hold on to doing it, procrastination.
    2. Mentally resisting to type the keyboard.

  • Challenge of starting work at 5am

    Starting work at 5 am is not the hardest, sleeping at 10 pm is. Because lures are everywhere.

    • Phone and tablet
    • Wrapping the day at 8:30
    • Stop reading
    • Occational Friday movie night
    • Holding on to sex (sometimes)

    Working at 5 is not the hardest.

  • Benefits of working at 5 am

    This new job requires to work closely with US and Canada, so it allowed me to work at 5 am. I’ve found some benefits:

    1). Productivity: each session are more equally divided.

    Screenshot
    • 5 am to 7 am: 2 hours
    • 9 am to 12 pm: 3 hours
    • 1 pm to 4 pm: 3 hours

    2). Confidence: knowing that this is a difficult discipline.

    3). Forced lifestyle: start on time and take breaks on time to manage the energy.

  • 好懂秒懂的財務思維課 by 郝旭烈

    106

    1. 擁有錢，才活得下，管理現金流量表。
    2. 確保錢，才活得久，管理損益表。
    3. 累積前，才活得好，管理資產負債表。

    127

    損益表：簡單來說就是看到底有沒有賺錢

    資產負債表：就是看賺錢的效率跟效能高不高

    金流量表：它等於揭示整個賺錢最後的結果

    310

    中國人講「量入為出」、「開源節流」，都把開源跟量入放在前面，開源跟量入講的就是「收入」，所以怎麼樣關注你的收入，事實上才是最重要的一塊。

    這三者當中的領頭羊不是費用，不是成本，而是「收入、收入、收入」

    321

    收入預算不確定，你就沒有編，但是費用預算你確定了，所以編得鉅細彌遺…淨利怎麼估算？

    404

    如果沒有辦法持續的話，那基本上就不是好收入

    439

    收入＝商品Ｘ通路Ｘ流量Ｘ轉換率Ｘ客單價Ｘ復購率

    688

    砍成本和費用，要砍脂肪，不要砍到肌肉

    792

    「先生產再銷售」，最怕的就是「埋頭苦幹」，也就是一但一頭栽進生產的環節裡面，就沒有花太多心思在銷售環境的變動上面

    1171

    公司是用扣除費用的所得淨額納稅，但是個人卻用所得總額來納稅

    1262

    「淨資產或淨值」對公司或者是個人而言，才是真正「財富管理」的終極目標

    1870

    要推薦最重要的財務分析KPI…總資產報酬率

    1926

    好的商品去做生意，最好是「高頻高需」

    2205

    只要手邊有足夠充分的現金，就有活下去的本錢，和足夠應對未來的資源

  • Motion drives emotion

    The word ’emotion’ includes the word ‘motion’, it’s 6 out of the 7 characters. I think this implies 80% action and 20% feeling. Unfortunately, we often flip the ratio when things get hard.

    If I treat myself as a business, a restaurant. Does a bad review make me feel bad? Yes. And nervous, angry, defensive, sad – that’s natural. Does it stop the restaurant from opening the next day? Probably not. Why do people operate differently when it comes to personal life?

    Discipline helps to mitigate the emotion. Discipline to take action, even if it’s not the optimal quality.