November is a month with multiple large one time bills; we’ve almost doubled the monthly expense from NT$82,558 of October to 165,212 of November. There are 3 expenses that contributed to the inflated number.
- MacBook Air M3 13-inch (NT$35,600): the old Macbook Pro 2015 wasn’t able to keep up anymore, it was the right purchase since I had a chance to run it for an interview over Teams on Chrome. A task that the old Intel i5 just couldn’t keep up.
- TOTO toilet and sink (NT$30,750): replacing a crack on the previous toilet, this is obviously for safety reasons. Sink was not a necessary expense, but it was nice to see them in a set.
- Gym membership (NT$26,000): this is on Linda, some tasks and habits are easier when there’s a professional tracking it.
It accumulates 55% of the November expense; without those, the November expense is 76,138. The baseline expense is actually lower than October.
Some observations
- I’d pay more for convenience. I could have paid less price for the toilet with a lesser known brand, but TOTO was a 10 minute walk from home and I don’t have to figure out the drainpipes myself. It’s just easier since I was finding time to meet work, family, and interviews.
- The family number. Linda and I merged our income numbers on the same spreadsheet, it required a habit tweak, relocating accounts, and discussions for both of us. I wonder if it’s true that two will work faster than one.